The card of the future, for everyone.
The Musa Card offers 1.5% cashback on every purchase, a 30 day interest-free period, and is available to everyone with an M-Pesa account.
The card of tomorrow, today.
Whether you use tap-to-pay on the app or card, Musa is the fastest and most rewarding way to spend.
Cashback
Earn 1.5 points everywhere you spend, and redeem those points for cash or a statement credit.
Interest-free period
Borrow interest free as long as you pay back your bill within 30 days.
Fees
Musa doesn’t charge annual fees, late fees, foreign transaction fees, or fees for getting a physical card.
Approval rate
No matter your credit history or income, Musa's Adaptive Credit Engine will get a card for you.
How to get started.
Download our app from the Play Store or App Store and let our AI assistant, Inari, guide you in signing up for a card.
Immediately get a virtual card that you can use to shop online or in person with tap-to-pay. We'll also send you a physical card.
Start spending anywhere Visa or Mastercard is accepted and earn 1.5% cash back on every purchase.
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An assistant.
A financial advisor.
A friend.
Inari is an AI concierge deeply built into the Musa App. Everything you can do in the app, Inari can do for you.
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